If you are a home buyer looking for a home, and are not a United States citizen, you will need to find your new home and apply for a mortgage prior to May 25, 2025 if you are looking for a FHA Loan. G-4, EAD, TPS, Asylum, ITIN? It does not matter what your visa or immigration status is. FHA’s new Revisions to Residency Requirements in Mortgagee Letter 2025-09 removes the Non-Permanent Resident Aliens section in the FHA guidelines eliminating the eligibility for Non-Permanent Resident Aliens for a FHA Mortgage. Effective for FHA Case Numbers on or after May 25, 2025 only United State citizens and Permanent Resident Aliens (Green Card Holders) are eligible for FHA Loans. If you are a Non-Permanent Resident Alien looking for a home, you need to act quickly. The FDM team are experts in what Visa’s and EAD’s are eligible for FHA financing. If you are a Non-Permanent Resident Alien and currently have a FHA Loan, contact FDM Immediately. FDM may be able to lower your mortgage rate with a FHA Streamline Refinance. You must complete your FHA Refinance Application prior to May 25, 2025. FDM is ready to assist you. Please contact your FDM Mortgage Professional before it is too late.
