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Loan Officer

Meet Bill Benner
Fidelity Direct Mortgage

I have been helping people secure their mortgages for over 30 years. There is no market that I haven't experienced during that time and that experience is invaluable to assure you are guided to the best mortgage available, whether it's you first home, your last home, an investment property or a vacation home. FDM and I will work for you!

Primary Branch Location

Fidelity Gaithersburg Branch

438 North Frederick Ave, Suite 310

Gaithersburg, MD 20877

Licensed Mortgage Banker

NMLS# 2399635

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

Get the Home You Absolutely Love With a Little Help

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Second Mortgage

I Second That!

A second mortgage can be a powerful financial tool for homeowners looking to tap into the equity they’ve built in their property without selling or refinancing their first mortgage. Essentially, it allows you to borrow against your home’s value, using …

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Make Your Offer a Winning Offer!

Make Your Offer the Winning Offer!

Recent changes in the Real Estate Market has shifted the market in favor of buyers. You are ready to buy, but how do you prepare yourself for success in this market? What payment can I afford? How much do I need to close on my new home? What can I do t …

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No Overlays

No Overlays?

When a lender says they have “no overlays,” it means they follow the standard agency or government underwriting guidelines exactly as written  without adding any extra requirements on top. For example, if FHA allows a 580 credit score and a 3.5% d …

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Loan Options


Explore the home loan options that are available to you through Fidelity.

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Mortgage Calculator


Figure out exactly what you’ll be paying month-to-month.

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