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A second mortgage can be a powerful financial tool for homeowners looking to tap into the equity they’ve built in their property without selling or refinancing their first mortgage. Essentially, it allows you to borrow against your home’s value, using …
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Recent changes in the Real Estate Market has shifted the market in favor of buyers. You are ready to buy, but how do you prepare yourself for success in this market? What payment can I afford? How much do I need to close on my new home? What can I do t …
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When a lender says they have “no overlays,” it means they follow the standard agency or government underwriting guidelines exactly as written without adding any extra requirements on top. For example, if FHA allows a 580 credit score and a 3.5% d …
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